<?xml version="1.0" encoding="ISO-8859-1"?><article xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
<front>
<journal-meta>
<journal-id>2183-9522</journal-id>
<journal-title><![CDATA[Revista Internacional CONSINTER de Direito]]></journal-title>
<abbrev-journal-title><![CDATA[Revista Internacional CONSINTER de Direito]]></abbrev-journal-title>
<issn>2183-9522</issn>
<publisher>
<publisher-name><![CDATA[Editorial Juruá]]></publisher-name>
</publisher>
</journal-meta>
<article-meta>
<article-id>S2183-95222024000100699</article-id>
<article-id pub-id-type="doi">10.19135/revista.consinter.00018.32</article-id>
<title-group>
<article-title xml:lang="pt"><![CDATA[A PREVIDÊNCIA COMPLEMENTAR COMO PILAR DA SEGURIDADE SOCIAL]]></article-title>
<article-title xml:lang="en"><![CDATA[THE PRIVATE PENSION AS A PILLAR OF SOCIAL SECURITY]]></article-title>
</title-group>
<contrib-group>
<contrib contrib-type="author">
<name>
<surname><![CDATA[Raeffray]]></surname>
<given-names><![CDATA[Ana Paula Oriola de]]></given-names>
</name>
<xref ref-type="aff" rid="Aff"/>
</contrib>
</contrib-group>
<aff id="Af1">
<institution><![CDATA[,Pontifícia Universidade Católica de São Paulo  ]]></institution>
<addr-line><![CDATA[ ]]></addr-line>
<country>Brazil</country>
</aff>
<pub-date pub-type="pub">
<day>00</day>
<month>06</month>
<year>2024</year>
</pub-date>
<pub-date pub-type="epub">
<day>00</day>
<month>06</month>
<year>2024</year>
</pub-date>
<numero>18</numero>
<fpage>699</fpage>
<lpage>712</lpage>
<copyright-statement/>
<copyright-year/>
<self-uri xlink:href="http://scielo.pt/scielo.php?script=sci_arttext&amp;pid=S2183-95222024000100699&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://scielo.pt/scielo.php?script=sci_abstract&amp;pid=S2183-95222024000100699&amp;lng=en&amp;nrm=iso"></self-uri><self-uri xlink:href="http://scielo.pt/scielo.php?script=sci_pdf&amp;pid=S2183-95222024000100699&amp;lng=en&amp;nrm=iso"></self-uri><abstract abstract-type="short" xml:lang="pt"><p><![CDATA[Resumo O estudo promove a análise do papel da previdência complementar, de natureza privada, no sistema de seguridade social pautado pelo princípio da universalidade, a partir do modelo proposto pelo Banco Mundial, em 1994, por meio do Relatório &#8220;Aventing the Old Age Crisis&#8221;, fundado no sistema multipilares, que entrelaça o público e o privado para o oferecimento da proteção social na velhice. Objetiva-se com o estudo analisar a eficácia e atualidade do sistema multipilares, considerando-se a sustentabilidade dos sistemas de proteção previdenciária e as modificações sociais impostas pela necessidade de estabelecimento de uma economia sustentável. Para isso, passa-se pela atualização da visão do sistema multipilares, desde a sua proposição, analisando-se as características da previdência complementar, seu alcance e quais os meios para que haja a intensificação de sua cobertura. Constata-se que o sistema multipilares é imprescindível para a proteção social, devendo seu modelo original ser constantemente reavaliado pelos países, realizando-se adequações que gerem a sua aderência às necessidades sociais.]]></p></abstract>
<abstract abstract-type="short" xml:lang="en"><p><![CDATA[Abstract The study promotes the analysis of the role of private pensions in the social security system guided by the principle of universality, based on the model proposed by the World Bank, in 1994, through the Report &#8220;Aventing the Old Age Crisis&#8221;, based on the multi-pillar system, which intertwines the public and the private to offer social protection in old age. The aim of this study is to analyze the effectiveness and timeliness of the multi-pillar system, considering the sustainability of social security protection systems and the social changes imposed by the need to establish a sustainable economy. For this, the vision of the multi-pillar system is updated, from its proposal, analyzing the characteristics of supplementary pension, its reach and what are the means for its coverage to be intensified. It appears that the multi-pillar system is essential for social protection, and its original model must be constantly reassessed by the countries, making adjustments that manage its adherence to social needs.]]></p></abstract>
<kwd-group>
<kwd lng="pt"><![CDATA[Previdência Complementar]]></kwd>
<kwd lng="pt"><![CDATA[Seguridade Social]]></kwd>
<kwd lng="pt"><![CDATA[Banco Mundial]]></kwd>
<kwd lng="pt"><![CDATA[Sistema Multipilares]]></kwd>
<kwd lng="pt"><![CDATA[Sustentabilidade. Economia da Longevidade.]]></kwd>
<kwd lng="en"><![CDATA[Private Pensions]]></kwd>
<kwd lng="en"><![CDATA[Social Security]]></kwd>
<kwd lng="en"><![CDATA[World Bank]]></kwd>
<kwd lng="en"><![CDATA[Multipillar System]]></kwd>
<kwd lng="en"><![CDATA[Sustainability. Longevity Economy.]]></kwd>
</kwd-group>
</article-meta>
</front><back>
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